10429 Owens Circle

MOVE-IN READY 3-BED HOME WITH RARE 3% ASSUMABLE LOAN & NO HOA Welcome home to this beautifully maintained 3 bedroom, 2 bath residence, truly move-in ready with major upgrades completed in the LAST 5 YEARS. Recent improvements include a new roof, AC, brand new swamp cooler, sprinkler system, water heater pilot and radon mitigation system for peace of mind.A rare highlight is the FHA assumable loan at just 3%, available to qualified buyer, offering significant monthly savings. Inside, refinished hardwood floors, updated ceiling fans and a cozy wood-burning fireplace create the perfect ambiance for Colorado evenings. The open floor plan connects the bright living area to the kitchen and dining space, featuring stainless steel appliances, granite countertops and a slate penny tile backsplash, ideal for both everyday living and entertaining. Energy efficiency is enhanced with solar panels installed in 2024, to be paid off at closing, keeping utility costs low. No HOA, plus free access to the neighborhood pool and close proximity to open space, ball fields and Standley Lake. With a unique combination of location, upgrades, energy efficiency and an assumable low intereste loan, this home truly has it all!

Listing Office: eXp Realty - Northern CO